Frequently Asked Questions

NO! Under no circumstances does swift approvals offer pre-made CPNS in deceased persons name. Each profile is built upon the client inquiring.

It is a nine digit number separate from your social security number used in replace of your SSN  which can be issued and used for credit purposes. 

NO! The Credit Profile Number does not replace your Social Security Number; this number can only be used IN REPLACE of your SSN for credit reporting purposes ONLY! It CANNOT and SHOULD NOT be not used for any government purposes including and not limited to: military, child support, DSS income, SSI taxes, FHA, VA or any government backed funding, which requires an individual to list a SSN number.

We service everywhere and everyone! Whether you are currently in a different city or state looking to move within your city or state OR if you are looking to relocate, Swift Approvals LLC can assist you! 

All profiles are newly built and tri-merged upon the client inquiring, that way you are able go use YOUR photo ID for verification. 

 Yes! You are responsible for all debts on your old report and debts incurred with your NEW Credit Profile. You must remember that while you are rebuilding your credit you must use your new number wisely.

Yes! Look at the Legal Doc for more info HERE

Any new credit file that is automatically created will be blank with the credit bureaus If you DID NOT purchase a Credit Line (Tradeline.) 

6-42 hours for ALL PACKAGE INFORMATION 

3-30 business days for ALL TRADELINE POSTINGS 

No! All profiles are Tri-merged upon the client inquiring services.

 You will be provided with a Credit Monitoring account login (CreditKarma, Experian or Credit Sesame.) From there you will be able to pull up your NEW Credit Profile and the information linked to your NEW Credit Profile.

For a more stronger profile I suggest waiting 10 business days before using your Credit Profile. Too many inquiries at once will label you as a “risky lender“ and lenders will not want to rent/ lend to you due to you being a risky lender with a thin file. 

Please keep up with this information as it is disposed of after 90 days! 

If a client is booking one of the Lux packages, yes! The apartment application is filled out on your behalf where you will be sent the login credentials and application fee credit (ONLY) to login and pay all app fees if any. You are responsible for ALL app fees besides the application fee credit that is mentioned in your packages description.

If denied and you are booking a move in package, we will keep applying until approved where I will help you with the application fees OR you will be compensated. Whichever you are comfortable with. Tradelines are absolutely NON-REFUNDABLE once purchased from my vendor.

Please make sure you are using ALL of the NEW information provided with your NEW Credit Profile. Failure to do so will result in merging your profiles which would make your Credit Profile just as worst as your SSN. You also want to make sure your are using a CLEAN web browser free of browsing and phone tab history to avoid any mishaps.  

You can use your new Credit Profile Number for anything that would normally require you to use your Social Security Number for credit reporting purposes. You can use it to open a bank account, receive credit cards, auto loans, utilities, apartment etc.

NO!

NO!

Please make sure you are using ALL of the NEW information provided with your NEW Credit Profile. Failure to do so will result in merging your profiles which would make your Credit Profile just as worst as your SSN. You also want to make sure your are using a CLEAN or PRIVATE web browser free of browsing and phone tab history to avoid any mishaps. 

YES! You can use your new Credit Profile to obtain major credit cards, department store cards, gas cards, auto loans, bank loans, real estate and any other type of financing you desire.